Loss Mitigation Insights

Regulatory updates, operational guidance, and practical perspectives from a team that works in the industry every day.

Why the Shutdown’s End Won’t End the Work for Mortgage Servicers

The federal government shutdown may be ending soon, but for many borrowers — and the servicers

Servion Group Implements WaterfallCalc+ Ahead of FHA Loss Mitigation Changes

Borrower-facing version of loss mitigation tool makes it easier for CUSO to reach distressed homeowners GRAND

Why the FHA’s New Servicing Rules Are a Win for Borrowers — and a Relief for Servicers

Change is finally coming to some of the most burdensome aspects of mortgage servicing. In its

Riding the Waves: Staying Grounded Amid Mortgage Market Volatility

Volatility isn’t new to the mortgage industry—but the flavor of it in today’s market feels different.

Modernizing Mortgage Servicing: FHA’s New Loss Mit Rules Are a Step in the Right Direction

In an article by Bonnie Sinnock for National Mortgage News, titled “FHA tweaks updates to loss

A Long-Overdue Fix for Veteran Homeowners: Why the Veterans Housing Stability Act Matters

A new article by The Mortgage Point’s Erick C. Peck—“Bill Aims to Revive VASP Program for

VA Loss Mitigation: Failing Our Nation’s Veterans Again

The Veterans Administration continues to resist modernizing its approach to loss mitigation, failing to update policies

White Paper: Harmonizing Regulatory Compliance and Industry Perspectives

Harmonizing Regulatory Compliance and Industry Perspectives: Leveraging Consumer Protection and Mortgage Servicing Loss Mitigation By Deb

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VRM Announces VASP Readiness Testing Available

Attention Servicers: The VASP Readiness Testing window is officially open! If your organization has already downloaded

VASP Announcement

We are thrilled to announce that WaterfallCalc is ready for the VASP program. VA released updated

Payment Supplement Agreement Announcement

Be advised that Mortgagee Letter 2024-02 established the Payment Supplement loss mitigation option. The Payment Supplement

Enhanced-Loss-Mitigation-Evaluation

Implementation of ML 2023-11 for Enhanced Loss Mitigation Evaluation

The following changes were laid out in ML 2023-11 and were implemented through an update to

Important Update: Revised Borrower Support Options for Section 184 & 184A – HUD’s Dear Lender Letter 2023-04

To All WaterfallCalc Users, HUD has revised their borrower support options under the Dear Lender Letter

Businessman Holding Digital Tablet Using Loan Servicing Calculator - WaterfallCalc

Important Announcement To WaterfallCalc Users: Introducing Propel – Our New Document System

In May 2023, DLS WaterfallCalc transitioned to a new document system, Propel, to enhance your user

See WaterfallCalc in Action

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